Cash Flow Analysis - Advanced
Course Number: Seminar
Course Code: n/a
The question of repaymentability is central to any commercial lending request. In order to be approved for a loan, businesses need to establish their ability to generate enough cashflow to service both existing and proposed debt. This seminar will examine cashflow from a number of different perspectives. Participants in this program will consider conventional cash flow analysis as a basis for loan repayment and also look at other factors and variables that can impact a business’ cash flow such as growth and mismanagement of operating cycles. During this program, a number of different analysis tools will be utilized, including cash flow statements, financial projections, and permanent working capital analysis.
Case studies will be used throughout this program to demonstrate the ways in which these tools can be utilized to assist lenders in the analysis process.
• Measure a business’ cash flow accurately
• How to utilize cashflow statements properly
• Predicting the ability of a business to service future debt based on the development of projected financial information
• Realizing the importance of changes in Permanent Working Capital and how those changes impact cash flow
Audience: Credit Analysts, Loan Officers, other personnel with a basic understanding of business credit analysis