Reg Z Credit Cards

Course Number: ABA

Course Code: ABA

Includes the key provisions of the CARD Act and how it protects consumers from unexpected interest charges. Requires that consumers receive a reasonable amount of time to make their credit card payments, enhances required disclosures, and allows consumers to access credit on terms that are fair and more easily understood.

?Updated: January 2019

What You’ll Learn
After completing this course, students will be able to:

-Identify the key points in the credit card account rule
-Examine the restrictions of interest rate increases
-Examine the limitations set on fees and penalty interest
-Identify the reasonable due date rules for payment deadlines
-Identify requirements for periodic statement disclosures.

Audience: Consumer Lenders, Call Center Representatives and CSRs at banks that offer consumer credit cards.

Prerequisites: The Reg Z Overview course must be taken at least once before any other Reg Z course is attempted.

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Member Price: $55.00
Non-Member Price: $75.00
Textbook Charge: $0.00

Credits: 0.75 CLBB, CRCM

Length: 35 min

ABA Training