Reg Z Closed-End Credit for Compliance Professionals

Course Number: RZCEC1

Course Code: ABA 320

Learn the closed-end portion of Regulation Z, including key terminology and requirements for disclosures provided before and during loan consummation. The course explores the features of high-cost mortgages, higher-priced mortgages, and qualified mortgages.

Learning Objectives
After completing this course, students will be able to:
– Explain coverage under Regulation Z
– Calculate the finance charge and amount financed
– Describe the difference between the annual percentage rate (APR) and the interest rate
– Explain the timing and format of early disclosures, and items that must be included with transaction disclosures
– Describe the characteristics of high-cost mortgages, higher-priced mortgages and qualified mortgages

Audience: Compliance professionals including compliance managers, officers, and other compliance team members whose primary role is within the compliance function at their financial institution; bank examiners, bank regulators, auditors and lending compliance professionals

Prerequisites: n/a

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Member Price: $275.00
Non-Member Price: $375.00
Textbook Charge: $0.00

Credits: 0.25; ICB: 3.0 CRCM

Length: 2 hours 30 minutes

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