Analyzing Personal Financial Statements and Tax Returns

Course Number: ABA

Course Code: ABA

This curriculum of four courses examines personal financial statements and tax returns, including combining business and personal cash flows into a global analysis.

What You’ll Learn
Courses included (only available as a curriculum) and their objectives are listed below:

Types of Personal Financial Statements

-Describe the basic formats for personal financial statements
-Identify the information that is reviewed and verified prior to analyzing the personal financial statement
Key Ratios and Adjusted Net Worth

-Calculate and interpret the liquidity ratio, unsecured debt ratio, and debt-to-income (DTI) ratio
-Perform an analysis using ratios to determine a personal financial condition
-Describe the components of adjusted net worth
-Use adjusted net worth to perform an analysis of key personal asset and liability accounts
Personal Tax Returns and Cash Flow

-Describe the key components of a personal tax return
-Use tax return information to develop a personal cash flow
Combining Business and Personal cash Flow into Global Cash Flow

-Explain why global cash flow is critical when making credit decisions
-Develop a global cash flow and global DSC for a borrower

Audience: Commercial and/or Business bankers and Credit Analysts

Prerequisites: None

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Member Price: $150.00
Non-Member Price: $200.00
Textbook Charge: $0.00

Credits: 7.25 CLBB

Length: 6 hours

ABA Training