Introduction to Trust Products and Services
Course Number: ABA
Introduction to Agricultural Lending will provide participants with the basic skills needed to begin to undertake credit analysis, loan structuring, and monitoring, as well as provide guidance on dealing with problem loans for agricultural customers. This course was developed in conjunction with the Schools of Banking, Inc., a jointly-owned subsidiary of the Kansas and Nebraska Bankers Associations.
– Recognize the key financial statements as recommended by the Farm Financial – Standards Council (FFSC)
– Describe the importance of accurate accounting for farm and non-farm assets, liabilities, income and expenses
– Identify differences between cash and accrual financial statements during the loan analysis and decision making processes
– Explain the correlation between financial ratios and bank loan policies and risk assessments
Audience: Those new to agricultural lending or with limited experience